Privacy Policy

Our Commitment to Your Privacy

At LoanCalc Pro, we take your privacy seriously. This Privacy Policy explains our approach to data collection, usage, and protection. In short: we don't collect, store, or track your personal data.

Data Storage: Local-Only

All calculations, preferences, and history are stored exclusively on your device using browser local storage. This means:

• No Server Storage: We never send your calculation data to our servers
• No Cloud Backups: Your data never leaves your device
• Complete Control: You can clear your data anytime by clearing your browser storage
• No Accounts Required: No registration, login, or authentication needed

What We Don't Collect

• Personal information (name, email, phone number)
• Financial data (account numbers, income, assets)
• Location data
• Device identifiers
• Browsing history
• IP addresses (beyond standard server logs)

Analytics and Tracking

We use Ahrefs Web Analytics, a privacy-focused analytics service that does not use cookies and respects user privacy. This service collects anonymous, aggregated data about page views and traffic sources to help us improve our service.

We do not use:

• Google Analytics or similar tracking services
• Advertising cookies or pixels
• Cross-site tracking
• Behavioral profiling

Third-Party Services

Our website may contain links to third-party websites (partner tools). We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before using their services.

Cookies

We do not use cookies for tracking or advertising purposes. The only browser storage we use is local storage to save your preferences and calculation history on your device.

Children's Privacy

Our service is not directed to children under the age of 13. We do not knowingly collect information from children.

Your Rights

Since we don't collect or store your personal data, there's nothing for us to delete, modify, or export. You maintain complete control over your data through your browser settings:

• Delete Data: Clear your browser's local storage to remove all saved calculations and preferences
• Export Data: Use our built-in export features to download your calculation history
• Disable Storage: Configure your browser to block local storage if desired

Security

Since all data is stored locally on your device, security is primarily determined by your device and browser security. We recommend:

• Using a secure, updated browser
• Enabling device encryption
• Using strong device passwords/PINs
• Being cautious on shared or public computers

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Continued use of our service after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, please note that:

• We cannot access, view, or retrieve your calculation data (it's stored only on your device)
• We do not maintain user accounts or contact information
• All calculations are performed locally in your browser