Skip to content

Privacy

Short version: your numbers stay on your device unless you press an AI button.

Calculations

Every calculator on LoanCalc Kit runs entirely in your browser. The amounts, rates and debts you type are not sent to us.

Saved inputs

To save you retyping, each calculator remembers its last inputs in your browser's localStorage (keys beginning with lck:). They never leave your device. Clear them here at any time:

AI explanations

If you press an "Explain" button, or use the Loan Offer Checker, the numbers or text shown, plus any question you type, are sent to an AI model through Vercel AI Gateway to generate the answer. We don't store the request or the answer. Don't paste names, addresses or account numbers.

Analytics

We use Ahrefs Web Analytics, a cookieless analytics service, to count page views and see which calculators are useful. It doesn't record what you type into calculators.

No accounts

There is no sign-up, login or database of users. No advertising trackers.

Not financial advice

Results are estimates for planning. Your lender's disclosures are the binding figures.