About LoanCalc Pro

Our Mission

LoanCalc Pro was created to empower borrowers with transparent, accurate loan calculations. We believe that understanding the true cost of borrowing is essential for making informed financial decisions.

Whether you're buying a car, taking out a personal loan, or shopping for a mortgage, our professional calculator suite gives you instant insights into monthly payments, total interest costs, and amortization schedules.

What We Offer

  • Accurate Calculations: All our calculators use industry-standard financial formulas
  • Privacy-Focused: Your data stays in your browser - we don't collect or store any personal information
  • No Registration Required: Use all our calculators instantly without signing up
  • Free Forever: All features are completely free to use
  • Mobile-Friendly: Calculate on any device, anywhere

Our Calculators

We offer a comprehensive suite of loan calculators designed for different borrowing needs:

  • Auto Loan Calculator: Calculate car payments with trade-in values and sales tax
  • General Loan Calculator: Simple three-input calculator for any loan type
  • Personal Loan Calculator: Calculate unsecured loans with origination fees
  • Home Loan Calculator: Comprehensive mortgage calculator with PITI (Principal, Interest, Taxes, Insurance)
  • Amortization Calculator: Generate detailed month-by-month payment schedules
  • Credit Card Payoff Calculator: Calculate your debt-free timeline
  • Debt-to-Income Ratio Calculator: Check your mortgage qualification status
  • Loan Payment Calculator: Quick monthly payment estimator

Privacy & Data

Your privacy is our priority. LoanCalc Pro is built with a privacy-first architecture:

  • • All calculations happen in your browser
  • • No data is sent to our servers
  • • Calculation history is stored locally using your browser's IndexedDB
  • • You control your data - clear it anytime
  • • No tracking, no analytics, no third-party cookies

For complete details, please review our Privacy Policy.

Disclaimer

LoanCalc Pro provides educational calculators for estimation purposes only. Our calculations are based on the information you provide and standard financial formulas. Actual loan terms, interest rates, and payments may vary based on your creditworthiness, lender policies, and other factors. Always consult with qualified financial professionals and lenders for personalized advice and official loan terms.