Home Loan Calculator

Calculate your complete monthly housing payment including principal, interest, taxes, insurance, and HOA fees (PITI)

Home Price

Down Payment

Down payment: $60,000.00 (20.0%)

Loan Term

Interest Rate (APR)

Property Tax (Annual)

Home Insurance (Annual)

HOA Fees (Monthly)

Monthly Housing Payment

$1,566.04

Principal & Interest$1,216.04

Property Tax$250.00

Home Insurance$100.00

Important Disclaimer

This calculator provides estimates for educational purposes only. Actual mortgage terms, rates, and costs may vary. Consult with a mortgage lender or financial advisor for personalized advice.

$1,216.04

Base mortgage payment

$1,566.04

Complete housing cost

$350.00 more than P&I only

Enter your target monthly payment to see how much home you can afford.

Target Monthly Payment

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